To understand Glass Coverage on your Auto Insurance, let me direct you to these questions:
What Is Full Auto Glass Insurance Coverage?
Full auto glass insurance helps pay the cost of repairing or replacing your damaged windshield or glass. You may also hear of this car insurance coverage as:
Many insurance companies allow you to add this to your car coverage for just a few monthly dollars, i.e., in California, an addition of less than $3 a month for most carriers. For instance, depending on your state’s car insurance policies, you may be able to include this in your comprehensive coverage. The availability of full auto glass insurance coverage varies by state.
What Does Windshield Insurance Cover?
Your comprehensive car insurance may help pay to replace your windshield if it’s damaged by a rock, tree branch, or even hail. In most cases, you’ll have to pay your deductible before coverage kicks in. Most deductibles vary between $500 to $1,000 out of your pocket. However, if you add full glass coverage, you’ll get coverage that pays to repair or replace your damaged auto glass with no deductible or out-of-pocket cost.
The next time you review your auto coverage, be smart and always ask for a Glass Coverage for your cars. Imagine driving the freeway, and suddenly a chip cracked your windshield. No worries, I'm fully covered. I got glass coverage!
Jesse Alunan, MBA
An Insurance Agent, Realtor and a Mortgage Originator licensed in the State of California.